For many people, the idea of going to therapy can be daunting. In addition to the challenges of finding the right therapist, there is often the added stressor of figuring out how to pay for it. If you have insurance, you may assume that your only option is to find a therapist who takes insurance. However, there are a number of benefits to working with a provider who does not take insurance.
You Can See Them As Often As You Need To
One of the biggest benefits of working with a counselor who does not take insurance is that you will have greater control over the frequency and duration of your sessions. When you work with a therapist who accepts insurance, your sessions are often limited to 25-50 minutes, however, you may want a full hour. More importantly, insurance companies typically only approve a certain number of visits. However, when you work with a therapist who does not accept insurance, you will have greater flexibility in terms of both the length and frequency of your sessions. This can be especially helpful if you feel like you need more sessions or if you would prefer to meet more than once a week.
Not Using Insurance Protects Your Privacy
Another benefit of working with a couselor who does not take insurance is that your therapy will be completely confidential. When you work with a therapist who takes insurance, your confidentiality is not guaranteed. This is because most insurance companies require providers to provide at least some basic information about their patients in order for them to process claims. When you work with a therapist who does not take insurance, your information will remain completely confidential.
More Effective Treatment
Finally, working with a therapist who does not take insurance can help ensure that you are getting the best possible care. Obviously, there are many wonderful therapist who take insurance but ones who don’t have more time and energy to invest in their professional development. Insurance companies typically pay less than the therapist needs to make their ends meet. Therefore, ones who accept insurance have to see more clients per week. This leaves less time for continuing education. In addition, insurance companies often do time consuming audits which take up valuable time a therapist could use to attend trainings.
If you are thinking about therapy, there are a number of factors to consider, including how you will pay for it. While it may seem like your only option is to find a therapist who accepts insurance, there are actually a number of benefits to working with a therapist who does not take insurance. These benefits include greater control over the frequency and duration of your sessions, increased confidentiality, and improved care. All of this adds up to you feeling better quicker and living your best life!